Even though Asians are the largest minority group participating in United States mortgage markets, research on differences in underwriting and pricing outcomes in mortgages typically focuses on the outcomes of African American/Black or Latino/Hispanic borrowers. One explanation for this lack of...

This paper considers the question of whether inaccurate self-assessment of credit is associated with undesirable financial market outcomes. Our analysis is empirical, and relies on two different data sets - a consumer survey conducted in 2000 by Freddie Mac, and 1.2 million mortgage loans...

This paper sheds light on the causal relationship between education and health outcomes. It combines three surveys (SHARE, HRS and ELSA) that include nationally representative samples of people aged 50 and over from thirteen OECD countries. It uses variation in the timing of educational reforms...

This paper uses comparable micro-data from over 15 OECD countries to study the causal relationship between education and health outcomes. We combine three surveys (SHARE, HRS and ELSA) that include nationally representative samples of people aged 50 and over in these countries. We use variation...

This paper sheds light on the causal relationship between education and health outcomes. It combines three surveys (SHARE, HRS and ELSA) that include nationally representative samples of people aged 50 and over from thirteen OECD countries. It uses variation in the timing of educational reforms...