Similar Search Results

Microfinance and the decision to invest in children's education

Viswanath, P. V. - In: International Journal of Financial Studies 6 (2018) 1, pp. 1-20

Although one of the primary objectives of microfinance has been the reduction of poverty through the provision of … microfinance, there may be an indirect positive impact through the effect of microcredit availability on families' decisions to … availability on education expenditures for children of clients of a South Indian microfinance institution. I first look at some …

Persistent link: https://www.econbiz.de/10011996081

Financial inclusion: Concepts, issues and policies for India

Singh, Nirvikar - 2017

finance, and microcredit/ microfinance. It goes on to discuss various empirical and institutional studies of these dimensions …

Persistent link: https://www.econbiz.de/10012013812

Overview of financial inclusion, regulation, financial literacy, and education in Central Asia and South Caucasus

Morgan, Peter J.; Zhang, Yan; Kydyrbayev, Dossym - 2018

Financial inclusion and financial literacy are receiving increasing attention for their potential to contribute to economic and financial development while fostering more inclusive growth and greater income equality. In general, the progress of financial inclusion and financial development in...

Persistent link: https://www.econbiz.de/10011944262

Group versus individual liability: A field experiment in the Philippines

Giné, Xavier; Karlan, Dean S. - 2007

Group liability is often portrayed as the key innovation that led to the explosion of the microcredit movement, which grew with the Grameen Bank in the 1970s and continues on today with hundreds of institutions around the world. Group liability claims to improve repayment rates and lower...

Persistent link: https://www.econbiz.de/10010264866

Collateral and Lending to Rural Households in Emerging Markets

Menkhoff, Lukas; Neuberger, Doris; Rungruxsirivorn, Ornsiri - 2010

This paper examines the role of collateral in the rural credit market of an emerging country. Due to opaque information and weak enforcement, the need for collateral is expected to be high. However, rural households usually lack adequate assets to pledge as collateral. How is this puzzle solved?...

Persistent link: https://www.econbiz.de/10010270144

Village funds and access to finance in rural Thailand

Menkhoff, Lukas; Rungruxsirivorn, Ornsiri - 2009

This paper examines whether recently introduced village funds", one of the largest microfinance programs ever …

Persistent link: https://www.econbiz.de/10010275890

Group lending and endogenous social sanctions

Baland, Jean-Marie; Somanathan, Rohini; Wahhaj, Zaki - 2014

In recent years, microfinance institutions have expanded into group lending with individual liability, leaving out the …

Persistent link: https://www.econbiz.de/10011445283

Rural Transformation, Inequality, and the Origins of Microfinance

Suesse, Marvin; Wolf, Nikolaus - 2019

factors shaping the market entry of rural microfinance institutions across time and space. We provide empirical evidence for …

Persistent link: https://www.econbiz.de/10012179789

Flexible Microcredit: Effects on Loan Repayment and Social Pressure

Czura, Kristina; John, Anett; Spantig, Lisa - 2020

Flexible repayment schedules allow borrowers to invest in profitable yet risky projects, but practitioners fear they erode repayment morale. We study repayment choices in rigid and flexible loan contracts that allow discretion in repayment timing. To separate strategic repayment choices from...

Persistent link: https://www.econbiz.de/10012227662

Subprime-Krise, strukturierte Finanzierung und die Förderung der Mikrokreditvergabe

Terberger, Eva - In: Vierteljahrshefte zur Wirtschaftsforschung 78 (2009) 1, pp. 40-55

increasing the burden of public risk. Quite differently, microfinance is supported by investing scarce donor funds into the … tranches while the risk carried by donors and the support for microfinance is transparent and clearly limited. …

Persistent link: https://www.econbiz.de/10010377871