The current crisis asks to Italian banks to reflect on their perspectives, in order to understand if present strengths could become constraints in the future. Capital adequacy, revenues opportunities, cost savings must be reinforced. A more strict relationship between banks and local communities...

Basel 2 has dominant role in redefining financial markets regulation after the crisis, for which it provides relevant proposals: new rules for banks’ capital composition, measures to mitigate pro-cyclicality, the introduction of limits in the leverage ratio, measures to reduce systemic risk....

The current financial crisis has global and structural features and no one could be identified as the guilty. The business model causing the crises have no bearing with the Italian banks that in the last years are deeply involved in a developing strategy in traditional lending activities. These...

The crisis did not affect the ability of Italian banks to maintain the employment and professional level, with a growing female presence. In terms of international competitiveness, the labour cost structure remains a weak point, with a cost-income ratio above the European average.Among the...