Accessing elderly housing wealth through equity release mortgages (ERMs) continue to be the focus of policy debates about how to pay for social care and how to support retirement incomes in the UK. We demonstrate in this paper that the spatial concentration of this market in just a few regions...

We investigate the determinants of US credit union capital-to-assets ratios, before and after the implementation of the current capital adequacy regulatory framework in 2000.Capitalization varies pro-cyclically, and credit unions classified as adequately capitalized or below followed a faster...

The aim of this paper is to analyse credit union industries within a development framework. Explicit consideration is given to credit union industries in four countries - Great Britain, Ireland, New Zealand and the United States. It is argued that in terms of a developmental typology the credit...