Das Riester Pensionsmodell gehört seit seiner Einführung in Deutschland im Jahr 2002 zu den sehr kontrovers diskutierten Produkten in der Versicherungsindustrie. Hierbei interagieren insbesondere Verbraucherschützer und Kunden auf der einen Seite sowie Versicherer und deren...

The aim of this paper is to develop an alternative approach for assessing an insurer's solvency as a proposal for a standard model for Solvency II. Instead of deriving minimum capital requirements-as is done in solvency regulation-our model provides company-specific minimum standards for risk...

In this paper, we first discuss the characteristics and major benefits of the Swiss risk-based capital standards for insurance companies (Swiss Solvency Test), introduced in 2006. As the insurance industry is one of the largest institutional investors in Switzerland, changes to its asset and...