Similar Search Results

Essays on foreign bank penetration in emerging economies

Wu, Ji - 2008

by foreign banks can be explained by foreign banks’ access to the internal capital market of their parent banks. The … resource allocation in host countries. It finds some evidence that foreign banks tend to have capital better allocated to more … productive sectors. The effect of capital growth on output is higher in economies with more pronounced foreign bank penetration …

Persistent link: https://www.econbiz.de/10009450978

Three essays on switching costs in banking, the lending channel and entry in the banking industry

Yuan, Yuan - 2010

My dissertation examines the magnitude of switching costs for bank-dependent borrowers, their relationship to macro- nancial variables and their impacts on the effect of monetary policy. I also investigate the implication of bank entry and bank product differentiation on social welfare.The first...

Persistent link: https://www.econbiz.de/10009450986

Three essays on bank efficiency

Chen, Yi-Kai - 2002

Since commercial banks play important roles in the financial markets, it isimportant to evaluate whether banks operate efficiently. Moreover, given increasedcompetition from non-bank financial institutions, commercial banks should operatemore efficiently than they did previously. Commercial...

Persistent link: https://www.econbiz.de/10009451019

Determinants of credit risk mitigation in lending to Black Economic Empowerment (BEE) companies, from a banker's perspective

Meyer, Petrus Gerhardus - 2005

The previous political dispensation limited black people’s participation in the SouthAfrican economy. Poor credit records, lack of training, resulting in skills and capacitygaps further limited entry into the lending market. These aspects are considered themain limitations in obtaining finance...

Persistent link: https://www.econbiz.de/10009457801

Data privacy: Legal and business malpractice

Zhavgasheva, Gulmira - 2010

While banking system of Kazakhstan has been reformed during the past two decades to transition to the international standards, privacy of financial information seems to be left neglected. With the advent of the technological era and, hence, the rapid growth of computer crime, privacy of...

Persistent link: https://www.econbiz.de/10009459226

Administration of recoveries in individual insolvency - case studies of two UK banks

Pond, Keith - 2002

Against a background of greater competition, market saturation and falling margins over the past decade UK banks have sought greater efficiencies in credit and risk assessment procedures, especially with personal lending products. In the same way they have attempted to reduce costs associated...

Persistent link: https://www.econbiz.de/10009461193

Creditor strategy in individual insolvency

Pond, Keith - 2002

Under UK Insolvency law creditors face a strategic choice when dealing with someinsolvent individual debtors. Since 1986 Individual Voluntary Arrangements (IVAs) havebeen available to return better recoveries than bankruptcy but returns are subject to agreater degree of uncertainty.In this paper...

Persistent link: https://www.econbiz.de/10009461194

Banks and insolvent corporate customers: experience of the rescue culture

Pond, Keith - 2004

Over the last twenty years UK banks have reviewed and streamlined traditional credit assessment techniques for Small and Medium Sized Enterprises. In pursuit of margin and market share, today’s due diligence relies increasingly on centralised data and statistical “certainty” than on the...

Persistent link: https://www.econbiz.de/10009461195

The value of the banker-customer relationship: experience of individual voluntary arrangements

Pond, Keith - 2000

Over the last ten to fifteen years, and in response to the huge growth in demand for unsecured consumer credit, UK banks have reviewed, automated, de-skilled and streamlined traditional credit assessment techniques. In pursuit of margin and market share, today’s due diligence relies...

Persistent link: https://www.econbiz.de/10009461196

George Washington Thatcher family papers,

Utah State University. Special Collections and Archives …

The bulk of the collection is letterbooks (1880-1901), dealing primarily (after 1883) with the affairs of the Thatcher Brothers Banking Company; also includes materials concerning the L.D.S. Church in Cache Valley, the Logan L.D.S. Temple, the Utah and Northern Railroad, Logan City Government,...

Persistent link: https://www.econbiz.de/10009462756