The financial services sector has recently undergone changes unprecedented in its history. Understanding customers' needs and values has become more important for financial institutions than ever before, not only due to the changing environment but also because of changed customer behaviour....

This study considers the coherence of the financial service sector and adopts different observational variables to identify innovation capital (training and R&D density) and process capital (IT system sufficiency). The results show that human capital has a direct impact on both innovation...

This paper describes an empirical study of investigating recent trend and development of the application of e-banking (banking though internet) in rural areas and its economic impact on local financial institutions. The data used in this research are collected through a web-based questionnaire...

Using data from the Internal Revenue Service (IRS) for the period 1995 through 2005, this study found that e filing practices are advancing gradually but steadily. Since the new millennium, online e-filing has been the fastest growing category. On the other hand, telefile is shown to be...

This paper introduces the development aspects of an intelligent agent for mutual fund investment decisions. The success of next-generation Enterprise Resource Planning (ERP) systems mainly depends on making intelligent systems more useful for automated planning and strategic-level decisions,...

Socially Responsible Investment (SRI) refers to investment practices that take into account financial, social and environmental aspects. The objective of this paper is to identify the factors which may influence fund management companies in making a decision to manage and/or market SRI funds and...

The concept of trust is becoming an increasingly important factor in electronic payment (e-payment). This research investigates the rising role of collaborative coupons as new transaction media. We construct a framework for a trust-based e-payment scheme to explain the behaviour of trust within...

Reliable stock market movement prediction is a challenging task. The difficulty is mainly due to the close to random-walk behaviour of a stock time series. A number of published techniques have emerged in the trading community for prediction tasks. One of them is neural network, NN. In this...

The internet is a powerful communication device. It is no surprise then that companies are moving towards using the internet as a communication device for the distribution of financial information. Thus, making the internet a new voluntary disclosure medium. This paper explores this new...

Online finances are transforming from ventures into a more stable age. However, people still doubt whether they would be benefited more from the virtual world than that of in the real world. This paper aims to better understanding of how personality traits affect the acceptance of e-finance by...