covered by insurance. We show that the impact of wealth and interest rates on prevention and savings decisions strongly … decisions on primary prevention and savings when individuals face a health risk involving expenses that can not be covered by …

affects savings but also compromises the consumption capacity, the human and physical capital of the economy, and undercuts …

This article provides an analysis of the microeconomic determinants of household savings behaviour in Morocco according … to geographical household residence. Descriptive statistics seem to indicate a similar savings pattern in both rural and … urban areas but the econometric results do not support this conclusion. Current income strongly affects the savings level in …

This paper describes a randomized field experiment testing the impact of a savings competition on the behavior of … rates within a particular month, average savings increased by $80 (a 30% increase in savings rate) while income and … effect because responsive savers selected out of the shelter after the first month. In summary, while a savings competition …

highlighted a number of ways of population savings. Because the permanent correlation of income and expenditure by business …, and also making use of investments in previous periods, in which case the need to use the savings appears. It is important … to make distinction between the different possible allocations of savings, because depending on their destination, the …

In recent years, as workers have gained an unprecedented degree of control over their pensions and savings, the … complex. Knowledge about the working of compound interest rates, the effects of inflation, and the working of financial …

the data. Estimated elasticities of savings with respect to income and interest rate show considerable heterogeneity … expected utility hypothesis emerges, which we test using cross-country savings data. Expected utility hypothesis is rejected by …

This paper investigates the consumption and savings behaviour of individuals that have experienced a job loss. Building … the income shock and that, for households with no savings at the time of job loss, unemployment benefits help smoothing …

-cycle framework how individuals respond to recessions. Our focus is on the sharp increase in savings rates that have been observed in … times. We show that the rise in the aggregate savings ratio is driven by increases in uncertainty, rather than tightening of …