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When households increase their deposits in formal bank savings accounts, what is the source of the money? High … deposits directly from households each week. In this context, the headwaters of formal savings are to be found in sacrificed … leisure time: households work more and work more on the wage market when savings options improve. These results suggest that …
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variable bias, the study includes savings and investment as control variables - thereby creating a multivariate Granger …
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period considering the costs, savings and possible tax incentives. In this paper, we develop financial model for computing …
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. Secondly, we ass… a popular financial product, the interest bearing deposit account, to examine what savings product choices …. Findings – We report that savings markets are characterised by high product turnover and short duration. Consumers in the UK …, alike many developed nations, and often unfamiliar with, and lack confidence when, buying savings products. Example …
Persistent link: https://www.econbiz.de/10014870030
Purpose – The purpose of this paper is to establish three sets of principles – the first for effective prudential supervision of financial institutions; the second for the timely resolution of failed institutions and the management of financial crises; and the third for the successful...
Persistent link: https://www.econbiz.de/10014870133
Purpose – The purpose of this paper is to consider whether a move from self‐regulation in the form of the Banking Code to statutory regulation by the Financial Services Authority (FSA) of retail banking conduct of business is to be supported. Design/methodology/approach – The paper begins...
Persistent link: https://www.econbiz.de/10014870137
Purpose – The purpose of this paper is to investigate a deposit insurance program for household deposits, which is designed to act as safety net in order to minimize or eliminate the risk of loss of depositors' funds with banks represents a primary element of this reform....
Persistent link: https://www.econbiz.de/10014870138