We estimate a corporate demand model for bank loans on the basis of a panel data set of the Japanese corporations. What …

In contrast to common literature that suggests that trade credit is an extremely expensive source of financing with … annual interest rates exceeding 40 percent, this paper argues that the average interest rate of trade credit does not exceed … credit constitutes a substantial part of the optimal financing mix also of large, liquid, and capital market listed firms …

countries such as Japan. Several banks lend resources to a particular firm but only one monitors and remains responsible to … other participants. These inside banks act as fund providers for the project but exchange roles by the time other projects … are considered. We show how, depending on firms quality and the banks skills to monitor, an MB-contract outperforms other …

Recent studies indicate that lending portfoliocomposition in Islamic banks is concentrated towardsdebt-based lending … portfolio; however, the ideal lending portfoliocomposition in Islamic banks should be an equity-based lending portfolio. This … article explores the effects of the internal governance factors on lending portfolio compositionofIslamic banks in the GCC …