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banking sector. Over the past decade and a half, banking leaders have had to contend with rapidly evolving regulatory … banking leaders have to make sense of as they strategise in light of these unfolding new realities. Banking in the Age of the …, banking and fintech professionals, and management consultants that advise banks and fintechs …
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-ic perspective of financial markets, especially the banking sector. The paper tests the influence of uncertainty on loan growth using … banking computed by the dispersion of shocks to key bank-level variables. The study also fixes the issues of potential … banking hampers loan growth. The adverse influence of uncertainty on lending is more pronounced for banks that are smaller …
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In 2023, both the US and Europe witnessed banking crises, notably involving Silicon Valley Bank and Credit Suisse …
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in geographies with concentrated banking markets. When banks respond to uncertainty by liquidity hoarding, the potential …
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We analyze how systemic cyber risk in the wholesale payments network relates to adverse financial conditions. We show that at the onset of the COVID-19 pandemic, payment activity increased, became more concentrated, and showed intraday liquidity stress. Cyber vulnerability was elevated in late...
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What are the effects of payout restrictions on bank risk-shifting? To answer this question, we exploit the restriction policies imposed during the Covid-crisis on US banks as a natural experiment. Using a highfrequency differences-in-differences empirical strategy, we show that, when share...
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