/methodology/approach – Using a sample of farm credit system loans, prepayment and default are modeled as competing risks with potentially non …

Building on a new dataset on Italian banks and other financial corporations from 1861 to 2011, the novelty of this … paper is to examine the patterns of the main items of bank’s balance sheets, such as deposits, capital and reserves, bonds … issued, bonds held in portfolio, and loans for a period of 150 years. The long time behaviour of credit maturity, postal …

Purpose – Banks are the major suppliers of external funds for companies in China. The purpose of this paper is to … examine whether Chinese banks exercise effective monitoring over borrowers in two lending decisions, including loan interest …, the authors perform multivariate regression analysis to investigate whether banks adjust their loan interest rates and …

Purpose – Banks are the major suppliers of external funds for companies in China. The purpose of this paper is to … examine whether Chinese banks exercise effective monitoring over borrowers in two lending decisions, including loan interest …, the authors perform multivariate regression analysis to investigate whether banks adjust their loan interest rates and …

-wilful defaulters. The wilful defaulting was mainly due to the expectation of the borrowers to write-off the loans and inefficient bank …

In this paper we examine the lending by small banks to small farms. We find that relationships, as measured by the … length of tenure of farm operators, are positively related to bank lending. We also find that denovo banks have a positive … tendency to lend to small farms, similar to the tendency of denovo banks to lend to small businesses generally. When existing …

belong to agriculture. However, financial support to agricultural production is insufficient and incommensurate to the role … and importance of agriculture in domestic economy in comparison with the practice in advanced economies and those in the … region. If high interest rates, along with current credit conditions, remain, agriculture will not be able to advance and …