Starting in 2008, the number of homeowners losing their homes to foreclosure began increasing dramatically. Given that … to rising foreclosure filings by increasing the use of third-party default counseling programs. However, the existing … foreclosure. Moreover, among borrowers who received a loan modification, those who were counseled were less likely to subsequently …

This article discusses existing and proposed federal and state law affecting tenants' rights in foreclosure. As … “Foreclosure” signs rapidly join “For Sale” signs across the country, the national foreclosure crisis has not only displaced … homeowners, but a plethora of renters as well. The approach taken by states concerning tenants affected by foreclosure varies …

This study analyzes whether bankruptcy asset exemptions and state foreclosure laws affect borrowers' decisions to … default on their mortgages and the lenders' incentives to settle the default outside the foreclosure. Using a rigorously … bankruptcy asset exemptions and mortgage foreclosure laws on mortgage defaults across different segments of the mortgage market …

their households after their mortgage has been foreclosed. We study the post-foreclosure experience of U.S. households using … a unique dataset based on the credit reports of a large panel of individuals to from 1999 to 2010. Although foreclosure … considerably raises the probability of moving, the majority of post-foreclosure migrants do not end up in substantially less …

Since February 2010, detailed information on every home mortgage default and foreclosure in New York State must be … who took larger loans are more likely to progress to a foreclosure filing. It also suggests that reducing principal … balances may reduce the foreclosure rate, but might have an adverse effect on the mortgage industry.Given the frequent …

probability of foreclosure. Results suggest that the relationship between these loan features and foreclosure rates is much more …

, balloon loans, and reduced documentation on the probabilities of foreclosure and prepayment. Results indicate that across … cities, reduced documentation is consistently related to higher probabilities of foreclosure, and prepayment penalties are …

lending targeting Latinos, blacks and the elderly, and endemic foreclosure fraud. Fraudulent lenders use compensation to …

Do laws to protect borrowers curb foreclosures? This question is addressed by analysing the impact of foreclosure laws … significant effect of regulation on the different stages of the foreclosure process. More precisely, we analyse the effect of … regulation on 60-day delinquencies and foreclosure starts, with a focus on three protective elements commonly found in state …

of such systems in providing certainty of title, and takes a tour through the mortgage foreclosure crisis to see where …