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The credit-driven business cycles in South Korea : how important is the credit supply channel?

Lee, Nam Gang; Nah, Seungho - 2023

Persistent link: https://www.econbiz.de/10014455484

FinTech and banks : strategic partnerships that circumvent state usury laws

Elliehausen, Gregory E.; Hannon, Simona M. - 2023

Persistent link: https://www.econbiz.de/10014377677

Prepayment and credit utilization in peer-to-peer lending

Yuan, Yuan; Tao, Ran - In: Managerial finance 49 (2023) 12, pp. 1849-1864

Persistent link: https://www.econbiz.de/10014428739

What does not kill us makes us stronger : the story of repetitive consumer loan applications

Caglayan, Mustafa; Talavera, Oleksandr; Xiong, Lin; … - In: The European journal of finance 28 (2022) 1, pp. 46-65

Persistent link: https://www.econbiz.de/10013373231

Information Asymmetries in Consumer Credit Markets : Evidence from Two Payday Lending Firms

Dobbie, Will; Skiba, Paige Marta - 2012

This paper tests for incentive and selection effects in a subprime consumer credit market. We estimate the incentive effect of loan size on default using sharp discontinuities in loan eligibility rules. This allows us to estimate the magnitude of selection from the cross-sectional correlation...

Persistent link: https://www.econbiz.de/10014186978