Moulton, Stephanie; Collins, J. Michael; Loibl, Cäzilia; … - In: Journal of Policy Analysis and Management 34 (2015) 1, pp. 184-207
In the wake of the housing crisis in 2008, U.S. policymakers have developed a range of policy proposals to address the risk of mortgage borrowers going into payment default. Some of these proposed regulations would effectively eliminate certain loans with riskier borrower characteristics from...