Many competitive health insurance markets adjust payments to participating health plans according to their enrollees' risk - including based on diagnostic information. We investigate responses of German health plans to the introduction of morbidity-based risk adjustment in the Statutory Health...

While risk selection within the German public health insurance system has received considerable attention, risk selection between public and private health insurers has largely been ignored. This is surprising since - given the institutional structure - risk selection between systems is likely...

While risk selection within the German public health insurance system has received considerable attention, risk selection between public and private health insurers has largely been ignored. This is surprising since - given the institutional structure - risk selection between systems is likely...

Im Rahmen der Diskussion um eine Verringerung der Ausgaben in der Gesetz-lichen Krankenversicherung (GKV) wird eine Ausgliederung von Zahnersatzleis-tungen erwogen. Auf Grund beobachtbarer, schichtenspezifisch ungleicher In-anspruchnahme zahnärztlicher Leistungen und schichtenspezifisch...

This paper shows that patients with private health insurance (PHI) are being offered significantly shorter waiting times than patients with statutory health insurance (SHI) in German acute hospital care. This behavior may be driven by the higher expected profitability of PHI relative to SHI...