This paper examines the relationship between the degree of agricultural progress and institutional credit. More specifically it examines the relationship between the proportion of area covered under HYVs of foodgrains and (a) the density of Rural Financial Institutions (RFIs), (b) various types...

Modernisation of agriculture requires different farm inputs industries like seeds, fertilisers, pesticides, implements and machinery, feed for livestocks and electricity. This is because new technologies in agriculture are invariably embodied in these inputs. This exploratory study aims to...

This paper is about how Anand Farmers Service Cooperative Bank could be successful under the same macro rural credit policies that governed most rural financial institutions. This bank is innovative in both the spirit of its cooperation and rural banking. It could be so because of (1) strategy...

This paper analyses performance of Farmers’ Service Societies (FSS) and Primary Agricultural Cooperative Credit Societies (PACS) comparatively. Features of these two field-level rural financial institutions (RFIs) are described in Section-II. Section-III conceptualizes performance criteria....

This somewhat non-technical and brief paper synthesizes the literature on what to catalyse for the “Strategy” for agriculture and how to accomplish this “strategy” through public policies for government expenditure, reorganization of implementing institutions, pricing of farm inputs and...

Initiatives in rural credit policies pertain to two instruments. These are institutional development and interest rates. Some of these initiatives are right for both these instruments, while some others are not. Former for the institutional development includes new equity, prudential norms,...

This is a summary of the study entitled “Relationship of Consumption and Production in Changing Agricultural: A Study in Surat District, India” published in the occasional paper series of the Technological Change in Agriculture Project at the Department of Agricultural Economics, Cornell...

The informal credit suppliers give credit both in cash and grain, and for any purpose. They recover credit either in cash or grain or labor. Such terms and conditions suit most to the credit users whose demand for subsistence credit is acute and who have extremely limited and even stagnant...

This paper outlines a possible framework for credit project formulation and implementation exercise. For this purpose we have abstracted from the present realities and experiences of project approach of rural financing as practiced by many agencies in India, besides heavily relying on the...

This paper discusses following five issues by briefly considering the historical context of agriculture, innate biological nature of production process in agriculture, and initial conditions that agriculture inherited at the time of Independence in 1947: (1) Strengths and weaknesses of major...