El artículo expone los beneficios económicos derivados del espacio de financiamiento disponible para la población de menores ingresos en el país. Además, muestra las distintas interpretaciones prácticas acerca de las posibilidades reales del microcrédito como herramienta para el...

RESUMENEl concepto de bancarización tiendea relacionarse con el acceso de losagentes económicos al crédito. Sinembargo, se trata de un concepto másamplio que hace referencia al accesoa todos los servicios financieros disponibles.La bancarización es a suvez una herramienta clave para...

El objetivo de este documento es realizar una estimación de la distribución de pérdidas de las carteras comercial y de microcrédito mediante una aproximación no paramétrica. Se utilizó la metodología de bootstrapping para encontrar esta distribución de pérdidas como porcentaje del...

Using granular data from the European corporate credit register, we examine how increases in macroprudential capital buffer requirements since the pandemic have affected bank lending behaviour in the euro area. Our findings reveal that, for the average bank, the buffer requirement increases did...

Exploiting the recalibration of ECB's outstanding central bank funding in 2022, we show that a sharp reabsorption of bank liquidity induces a tightening impact on credit supply, as intended when central banks reduce their balance sheets. The tightening originates from the sudden relative...

We match granular supervisory and credit register data to assess the implications of banks' exposure to interest rate risk on the monetary policy transmission to bank lending supply in the euro area. We exploit the largest and swiftest increase in interest rates since the creation of the euro...

The purpose of this paper is to explore the impact of BRICS unions’ currency on the Dollar and its performances on international trade among the nations. The compound reviews of literature on the classical, neo classical and modern theories of trade reveals the non existence of research works...

The purpose of this paper is to explore the impact of BRICS unions’ currency on the Dollar and its performances on international trade among the nations. The compound reviews of literature on the classical, neo classical and modern theories of trade reveals the non existence of research works...

Monetary policy operations affect bank balance sheets (BBSs). This study develops a balance sheet model to examine the impacts of monetary policy operations on banks’ ability to supply funds. That ability is assessed using the balance sheet capacities provided by regulatory risk management...

The banking sector plays a pivotal role in the economic development and stability of a country, particularly in developing nations like India, where financial systems are predominantly bank-based. Banks act as primary financial intermediaries, converting deposits into productive investments,...