jeopardized. This raises concerns for lending institutions that have provided credit to these companies, potentially leading to …

credit-risk evaluation and loan monitoring, represents the inherent credit risk of the loan portfolio and is estimated by a … nonperformance among the five groups. Moreover, the inherent credit risk of their lending is the highest among the five groups. On …. Small community banks under $1 billion also exhibit higher inherent credit risk than all other size groups except the …

ratio a bank would experience if it were fully efficient at credit-risk evaluation and loan monitoring, represents the … inherent credit risk of the loan portfolio and is estimated by stochastic frontier techniques. We apply the technique to 2013 … credit risk of their lending is the highest among the five groups. On the other hand, their inefficiency at lending is one of …