Despite the relevance of credit financing for the profit and risk situation of commercial banks only little empirical … evidence on the initial credit decision and monitoring process exists due to the lack of appropriate data on bank debt … research project on "Credit Management" which was designed to fill this empirical void. The data set contains a broad list of …

This paper estimates the exporter premium in bank lending. We examine credit relationships in Germany, covering all …

bargaining power in default, operating in more competitive product markets, and facing lower credit supply are more likely to …