credit market and in funding markets. The reduction in the supply of credit by Eurozone banks caused riskier borrowers to …. Although global bank lending is often reported to amplify the international credit cycle, we show that foreign banking acted as … a shock absorber that weathered the real consequences of the credit crunch in Europe …

-religiosity counties have higher credit ratings and lower debt costs. The impact of religiosity is stronger for firms with greater …

amount of available credit adjusting based on the value of collateral; and (3) renegotiation following breach of a loan …-based loans are important because they are the only type of loan that adjusts the amount of credit available to a borrower based …