Although the role of loan officers in the credit process has been extensively discussed in the literature, their individual prejudices have been neglected. The literature on decision making relies on the assumption that all loan officers perceive and use information similarly, regardless of...

We introduce the distinction between broad-scope trust and narrow-scope trust in banking. Broad-scope trust corresponds to trust toward a group in general (e.g., banks as a whole); narrow-scope trust toward a specific individual (e.g., bank–firm relationship). Using U.S. syndicated loans...

Literature points out that women are more discouraged compared to their male counterparts to apply for a loan. However, little is known about the influence exerted by a feminine business environment for women-led firms. Using a dataset of 8,966 firms from 96 countries, we find that...