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We analyze the determinants of the contribution of international banks to both global and local systemic risk during prominent financial crises. We find no empirical evidence supporting conjectures that bank size, leverage, non-interest income or the quality of the bank’s credit portfolio are...
Persistent link: https://www.econbiz.de/10011065641
This study aims to give the analysis of the determinants of banks’ profitability in the Kingdom of China over the period starting 2003. The paper investigates the co-integration and causal relationship between total assets (TA) and total equity (TE) of Saudi banks. The analysis employs...
Persistent link: https://www.econbiz.de/10010633157
village. Apparently, Zimbabwe's transition to a cashless society is an opportunity rather than a challenge; though it has been … the implications of a cashless economy to Zimbabwe. The study made some policy recommendations that are envisaged to … improve the operation of the cashless economy in Zimbabwe. Through financial literacy enhancement to sectors lagging behind …
Persistent link: https://www.econbiz.de/10012957756
The purpose of this paper is to assess the importance of geographical location in the banking sector efficiency of the … role in the efficiency of the banking sector in the Sino-ASEAN region. The significant country's coefficients suggest that …. Overall, the results suggest that Chinese banks outperform banks from the ASEAN countries in terms of efficiency. This study …
Persistent link: https://www.econbiz.de/10013199525
. However, the low efficiency in Chinese banks is still persistent, as evident in many empirical studies (e.g. Feyzioğlu, (2009 …)). The contradiction of high profitability and low efficiency causes great confusion in understanding banking in China. Our …
Persistent link: https://www.econbiz.de/10009486671
consistent with an efficiency view arguing that, by reducing the reclassification risk faced by lenders, prepayment penalties can …, but the efficiency view dominates the predatory view in most circumstances. State anti-predatory lending laws restricting …
Persistent link: https://www.econbiz.de/10013113897
This paper argues that in the presence of liquidation costs, portfolio diversification by financial institutions may be socially inefficient. We propose a stylized model in which individual banks have an incentive to hold diversified portfolios. Yet, at the same time, diversification may...
Persistent link: https://www.econbiz.de/10013088837
The purpose of this quantitative nonexperimental study, grounded in conventional economic efficiency theory, was to … compare the change in efficiency of different banks, specifically Islamic and Western, that occurred during the 2007 to 2009 … banks' efficiency. The research questions addressed whether efficiency changes during the financial crisis of 2007-2009 were …
Persistent link: https://www.econbiz.de/10013091294
We present a model in which intermediaries create liquidity by issuing safe debt. There are two types of intermediaries: Traditional banks create liquidity by issuing equity and holding assets to maturity. In contrast, market-based intermediaries create liquidity by selling assets in fire sales...
Persistent link: https://www.econbiz.de/10012900115
Persistent link: https://www.econbiz.de/10012861956