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last global financial crisis and during the crisis, with particular emphasis on the change in concentration and competition …, in an attempt to determine the relationship between competition, concentration, and risk-taking by banks. This paper also … financial stability. The results for competition are unambiguous, as competition had a positive impact on financial stability …
Persistent link: https://www.econbiz.de/10013003893
last global financial crisis and during the crisis, with particular emphasis on the change in concentration and competition …, in an attempt to determine the relationship between competition, concentration, and risk-taking by banks. This paper also … financial stability. The results for competition are unambiguous, as competition had a positive impact on financial stability …
Persistent link: https://www.econbiz.de/10013017784
amongst mortgage lenders and adds the idea of lender competition into this framework. Despite this addition, the results are …. When lenders are rational and face potential competition, they are able to use the bidding process as a means of generating …
Persistent link: https://www.econbiz.de/10013027213
competition in the retail banking industry. In some countries, the regulatory framework has been adapted to allow non-banks to …
Persistent link: https://www.econbiz.de/10013046197
Bank regulators interfere with the efficient allocation of resources for the sake of financial stability. Based on this trade-off, I compare how different capital requirements affect default probabilities and the allocation of market shares across heterogeneous banks. In the model, banks‘...
Persistent link: https://www.econbiz.de/10013198370
This paper focuses on a novel phenomenon — mobile banking diffusion — to illuminate unresolved questions: whether rivalry and market structure affect the diffusion of a new technology, and if so, under what conditions. Using a unique, hand-collected dataset from the iTunes Store for...
Persistent link: https://www.econbiz.de/10013035127
-taking. As market power is the primary source of franchise value, reduced competition in banking markets has been seen as …
Persistent link: https://www.econbiz.de/10013145362
local credit markets. We provide evidence that marginal increases in interbank competition are detrimental to relationship … technologies are al-ready widely in use in the market by a large group of small mutual banks, an increase in competition may drive …
Persistent link: https://www.econbiz.de/10013316197
This paper develops a framework for investigating dynamic competition in markets where price is negotiated between an … capture key market features. We estimate the model and use it to investigate (i) the effects of dynamic competition on …
Persistent link: https://www.econbiz.de/10012243350
En este trabajo se analiza la estructura y el grado de competencia en el mercado de préstamos bancarios de Argentina en el período 2006-2011. Para evaluar el grado de competencia se utilizó el modelo de Panzer-Rose y se diferenció entre bancos privados y públicos. Los resultados indican que...
Persistent link: https://www.econbiz.de/10011879400