Dwellings in housing cooperatives constitute 15 per cent of the Norwegian housing property market. The price paid for such dwellings consists of two elements: An equity price and a share of the mutual debt held by the cooperative. The interest rate paid on the housing cooperative's mutual debt...

Housing policies in many countries emphasise that households should have the possibility to own their own homes. In order to achieve this goal, it is important that the financial threshold for purchasing a dwelling is kept at a low level. The Scandinavian housing cooperatives provide an...