In this paper, we investigate the extent to which economic, human development endowment, political, and population conditions influence information and communication technology (ICT) capacity in African nations using ordinary least squares. We use five variables to measure ICT capacity: ICT...

Although internet banking promises several benefits to bank customers, the adoption of online banking services continue to be low especially in developing countries. Prior research has examined internet banking adoption as a classification problem with a focus on adopters and non-adopters using...