misleading investors with respect to the default risk on mortgage backed securities (MBS). This paper argues that, to the … detriment of investors, the CRA did not incorporate information available to securitizers in their ratings of subprime mortgage … Moody's Investor Services projections of loss for these mortgage pools. The percent of principal balances rated triple-A is …

During the recent housing recession and financial crisis, mortgage modification has been heavily promoted by government …

, residential mortgage-backed securities, consumer and other unspecified loans as well as for non-frequently issuing, systemically …