Intro -- Preface -- Table of Statutes -- Table of Statutory Instruments -- Table of Cases -- 1. Aim and synopsis of the book -- Introduction -- 1. General structure of this book -- 2. Balancing the interests of employer and employee: an introduction -- 3. Balancing the interests of an...

The paper relies on a firm-level data on transition economies to examine the relationship between informality and bank credit. We find evidence that informality is robustly and significantly associated with lower access to and use of bank credit. We also find that higher tax compliance costs...

This paper links the current sub-prime mortgage crisis to a decline in lending standards associated with the rapid expansion of this market. We show that lending standards declined more in areas that experienced larger credit booms and house price increases. We also find that the underlying...