We present a model of household saving toward a mortgage loan under an exogenous down payment requirement and preference for owning over renting. Our model explains a set of empirical observations such as the dual effect in the form of some households, in response to higher down payments,...

In this paper, we study the contribution of divorce law reforms for the evolution of divorce rates in Portugal over the last forty years. We focus on the reforms of divorce law in the 70s and in the 90s as well as socioeconomic factors as determinants of the divorce rate. We find that the...

In this paper there's a simulation study on evolutionary finance models from Evstigneev/Hens/Schenk-Hoppe and applies the scenario generation algorithm from Hoyland/Kaut/Wallace with moment matching. Further it shows with different dividend models which investment strategies perform best under...

The media industry has undergone a fundamental shift over the last decade as new online distribution channels have proliferated in an unprecedented manner. Although mobile devices have experienced rapid adoption among consumers, their effect on consumer behavior and their subsequent implications...

The purpose of this chapter is to review dental economics in three major areas: (i) demand for and utilisation of dental care, (ii) productivity, technical efficiency and economies of scale in dental care production, and finally (iii) economic evaluation of dental care procedures and programmes....

The financial services sector has internationalized over the last few decades. Important differences and similarities in financial behavior can be anticipated between both consumers within a particular country and those living in different countries. For companies in this market, the appropriate...

This paper analyses child labour participation and its key determinants using the data sets of Peru and Pakistan. The results include tests of the 'Luxury' and 'Substitution' Axioms that play key roles in recent studies on child labour and child schooling.

This paper uses data from Peru, Pakistan and Ghana to simultaneously analyse child labour and child schooling, and compares them between these countries .We use a multinomial logit estimation procedure that analyses the participation and non participation of children in schooling and in...

This paper analyses child labour participation and its key determinants using data sets from Peru and Pakistan. The results include tests of the `Luxury' and `Substitution' hypotheses that play key roles in recent studies on child labour and child schooling. The results reject both hypotheses in...