Showing 78,301 - 78,310 of 79,019
We study how banking competition may affect the stability of banking systems. We develop our study by expanding the failure-determinant methodology to include panel-data techniques and by controlling the effects of financial structure and development. We use indicators for 47 countries between...
Persistent link: https://www.econbiz.de/10005787149
The term “microfinance” (MF) refers to the provision of banking services to lower-income people, especially the poor. In the history of MF, microfinance institutions (MFIs)1 have been the first to identify the large unserved demand for microcredit in developing countries, develop...
Persistent link: https://www.econbiz.de/10005787161
be used to explore the sustainability, i.e., technical efficiency (using data envelopment analysis (DEA) and level of … outreach. The results indicate that: first, generally the efficiency of BMTs is relatively low. Scale efficiency also indicates … that BMTs are operated still far from optimal scale. The results suggest that there is gap in efficiency scores obtained …
Persistent link: https://www.econbiz.de/10005787188
The development of the activity by the banking companies, in normal conditions, imposes on that these ones should dispose on a certain volume of proper funds, determined in accordance with their size, the profile of operations and the assumed risks. The specific of banking activity imposes on...
Persistent link: https://www.econbiz.de/10005787216
We analyze the effect of counterparty risk on insurance contracts using the case of credit risk transfer in banking. In addition to the familiar moral hazard problem caused by the insuree's ability to influence the probability of a claim, this paper uncovers a new moral hazard problem on the...
Persistent link: https://www.econbiz.de/10005787598
Banking crises are usually followed by a decline in credit and growth. Is this because crises tend to take place during economic downturns, or do banking sector problems have independent negative effects on the economy? To answer this question we examine industrial sectors with differing needs...
Persistent link: https://www.econbiz.de/10005788875
This Paper studies the determinants of mergers and acquisitions around the world during the 1990s by focusing on differences in laws and regulation across countries. We find that the volume of M&A activity and the premium paid are significantly larger in countries with better investor...
Persistent link: https://www.econbiz.de/10005788892
Capital flight associated with the onset of a financial crisis in a country is often accompanied by an inflow of capital associated with foreign direct investment (FDI). Our paper provides a theoretical framework for this puzzle, and draws wider conclusions on the welfare effects of foreign...
Persistent link: https://www.econbiz.de/10005788913
We examine entrepreneurship and creative destruction following US banking deregulations using Census Bureau data. US banking reforms brought about exceptional growth in both entrepreneurship and business closures. The vast majority of closures, however, were the new ventures themselves. Although...
Persistent link: https://www.econbiz.de/10005754931
This paper provides empirical evidence on the determinants of foreign activities of German banks. We use regionally disaggregated panel data for the years 1981–98 and distinguish foreign direct investment from total foreign assets of domestic banks, of their foreign branches and their...
Persistent link: https://www.econbiz.de/10005755142