Job security is important for durable consumption and household savings. Using surveys, workers express a probability … more savings and less exposure to risky assets. …

and unique evidence on which households have savings and how they save. The paper shows that the percentage of savers is … low, and savings are frequently informal. Formal savings are dominated by bank savings, and participation in contractual … and capital market savings is very low in comparison to high-income countries. Poor households are significantly less …

-income households were slightly more affected than others due to their consumption patterns. The savings rate also depends on employment … or more of their income. On average, every household saved a good 17 percent of their income in 2013. …

hypothesis, which is undoubtedly the most widely used theoretical model of household behavior in economics, and then survey the … literature on household saving behavior in Japan (with emphasis on the author's own past research) to shed light on whether or … prevalence of bequests, bequest motives, tests of altruism, and the importance of borrowing (liquidity) constraints and show that …