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) ratio. From a macro-economic perspective regulations set by the Central Bank, the money supply available in the market and … the largest mortgage providers in India for multiple cities, patterns in LTV and Interest-to-Income ratio are identified …
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Banking system uses this practice of divergence in reporting bad loans and their provisioning with the hope that those bad loan accounts would turn into standard assets over time. However with the help of this practice, the real financial positions of these institutions are withheld for some...
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