Showing 91 - 100 of 215,009
Persistent link: https://www.econbiz.de/10010496193
cost on the use of bank loan commitments. A simple inventory-based model shows that lower agency cost facilitates more … deregulation is weak or non-existent. Considering the role of bank loan commitments, these results provide one route though which …
Persistent link: https://www.econbiz.de/10013133134
We analyze the root causes of the current crisis by studying the determinants of bank lending standards in the Euro … Area using the answers from the confidential Bank Lending Survey, where national central banks request quarterly …-term interest rates on bank risk-taking, even when we instrument securitization. Moreover, short-term rates – directly and in …
Persistent link: https://www.econbiz.de/10013133801
This study examines the effectiveness of bank recapitalization policies in Japan. Based on a reading of the "business … Japan: (1) to increase the bank capital ratios; (2) to increase write-offs of non-performing loans; (3) to increase lending … a panel of individual bank data, we empirically estimate the effectiveness of the Japanese government policy of public …
Persistent link: https://www.econbiz.de/10013134738
In December 2010 the Basel Committee on Banking Supervision published a set of new regulations for banks in response to the financial crisis. This paper aims at evaluating the possible effects of the new framework on banks' available regulatory capital and risk-weighted assets and assessing...
Persistent link: https://www.econbiz.de/10013082457
This study examines the effectiveness of bank recapitalization policies in Japan. Based on a careful reading of the … injection plan in Japan: 1) to increase the bank capital ratios 2) to increase lending, in particular to small and medium …. Using a panel of individual bank data, we empirically estimate the effectiveness of the Japanese government policy of public …
Persistent link: https://www.econbiz.de/10013160207
Poland at the beginning of the 1990s, existing legal environment and from the extent to which the bank completed the process … restructuring in a commercial bank …
Persistent link: https://www.econbiz.de/10013150901
This paper addresses the topic regarding the desirability of competition in banking industry. In a model where banks compete on both deposit and loan markets and where banks can use monitoring technology to control entrepreneurs' behavior, we investigate three questions: what are the effects of...
Persistent link: https://www.econbiz.de/10013152326
bank segregations are effective in cleaning up balance sheets and promoting bank lending only if they combine … purchases are funded privately; (ii) smaller shares of the originating bank's assets are segregated; and (iii) asset segregation … problem associated with the creation of a bad bank …
Persistent link: https://www.econbiz.de/10012841855
Policy uncertainty (PU) is an increasingly important issue in many economies. Extensive evidence indicates that higher PU is associated with future negative macroeconomic and microeconomic conditions. In this paper, we examine how PU affects banks' accruals for loan losses. Consistent with banks...
Persistent link: https://www.econbiz.de/10012900883