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being unbanked on wealth accumulation. Based on household-level data from the euro area Household Finance and Consumption …
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Banks have continued to close their rural branches whiles setting up new urban branches in Ghana. Some studies have concluded this trend is due to reorientation towards serving big businesses in urban areas. Numerous informal financial institutions have also emerged at the same time in rural...
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reported rates of use of financial services. Rates of household use are almost identical whether the head reports on behalf of … the household or whether the rate is tabulated from a full enumeration of household members. A less complete summary of … household use of financial services results when randomly selected informants (nonheads of household) provide the information …
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