We test whether relatively small US commercial banks that use traditional banking business models are more likely to survive during both good and bad economic climates. Our concept of bank survival is derived from Stigler (1958), and includes any bank that did not fail, was not acquired, and was...

English Abstract: This paper contributes to the literature on bank risk with a cross-sectional analysis of the bank specific determinants of risk using a new indicator calculated for a sample of 38 Italian banks in the period 2006-2012 and expressed as flow of the amount of new non- performing...