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relates it to consumption at both the aggregate and cohort levels. The Household External Finance (HEF) index is based on the …
Persistent link: https://www.econbiz.de/10010277875
relates it to consumption at both the aggregate and cohort levels. The Household External Finance (HEF) index is based on the …
Persistent link: https://www.econbiz.de/10005481551
relates it to consumption at both the aggregate and cohort levels. The Household External Finance (HEF) index is based on the …
Persistent link: https://www.econbiz.de/10005498065
relates it to consumption at both the aggregate and cohort levels. The Household External Finance (HEF) index is based on the … finance ; terms of access ; household consumption ; birth cohorts ; pseudo panels …
Persistent link: https://www.econbiz.de/10003770102
High household indebtedness could constrain future consumption growth and increase financial stability risks. This … paper uses household survey data to analyze both macroeconomic and finanical stability risks from the rapidly rising … household debt in China. We find that rising household indebtedness could boost consumption in the short term, while reducing it …
Persistent link: https://www.econbiz.de/10012843517
of relative needs of people at different ages based on a regression model, which embraces the household age compositions … and size in the assessment. Our analysis uses household survey data from five developing countries in Asia - Bangladesh …
Persistent link: https://www.econbiz.de/10011771776
Did the financial crisis spread from distressed banks to households through a contraction of the credit supply? We study this question with a dataset that contains observations on all accounts in Danish banks as well as comprehensive information about account holders and banks. We show that...
Persistent link: https://www.econbiz.de/10013019740
an innovative approach to identifying households likely in need of credit to investigate the effect on household spending …
Persistent link: https://www.econbiz.de/10011905009
Using a unique dataset of 81,943 house value estimates by the homeowners and their financial institution, I find that homeowners overestimate their house value by 3.1%. After controlling for homeowners' socioeconomic characteristics, I find that ex-ante homeowners who rate (cash-out) refinance...
Persistent link: https://www.econbiz.de/10014056892
A number of studies point out that homeowners on average misestimate their house values. Using a unique dataset of 81,943 house value estimates both by the homeowners and the bank, I find that homeowners overestimate their house value by 3.1%. After controlling for homeowners' socioeconomic...
Persistent link: https://www.econbiz.de/10014057820