The size of the average American household has fallen dramatically -from six in 1850 to three in 2000. To explain this … decline we model households as collections of roommates who share the costs of household public goods. If private goods are … explain 37 percent of the observed reduction in the number of adults per household and 16 percent of the reduction in the …

household of only three people, in 1850 household size was twice that figure. Furthermore, both the number of children and the … number of adults in a household have fallen dramatically. We develop a simple theory of household size where living with … others is beneficial solely because the costs of household public goods can be shared. In other words, we abstract from …

Using Danish household level data, we find that a relatively large share of total interest-only mortgage debt is held …

The paper employs a unique identification strategy that links survey data on household consumption expenditure to bank …

We explore the sources of household balance sheet adjustment following the collapse of the housing market in 2006 …

create a unique dataset by matching information on individual savings accounts from the DNB Household Survey with market data …