Mortgage termination is important when considering risk management at financial institutions and can generally be of two types: default and prepayment. Data consisting of 1,060 fixed rate mortgages collateralized by farm real estate to dairy producers made by AgChoice ACA from January 1, 2001...

Cover; Preface; Table of Contents; Meetig Schedule; Minutes; List pf Participants

Results of a study completed for Congress indicate direct program borrowers are more financially stressed than guaranteed borrowers and that many current farm loan program borrowers may not be able to continue farming, at least in the short-term, without access to government subsidized credit....