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Subprime consumer credit demand : evidence from a lender's pricing experiment
Alan, Sule; Dumitrescu, Ruxandra; Lóránth, Gyöngyi - 2011
We test the interest rate sensitivity of subprime credit card borrowers using a unique panel data set from a UK credit card company. We were given details of a randomized interest rate experiment conducted by the lender between October 2006 and January 2007. Access to such information is rare....
Persistent link: https://www.econbiz.de/10008900901
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Subprime consumer credit demand : evidence from a lender's pricing experiment
Alan, Sule; Dumitrescu, Ruxandra; Lóránth, Gyöngyi - 2011
We test the interest rate sensitivity of subprime credit card borrowers using a unique panel data set from a UK credit card company. What is novel about our contribution is that we were given details of a randomized interest rate experiment conducted by the lender between October 2006 and...
Persistent link: https://www.econbiz.de/10008902391
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The determinants of Greek household indebtedness and financial stress
Mitrakos, Theodōros M.; Simigiannis, George T. - In: Economic bulletin (2009) 32, pp. 7-26
Persistent link: https://www.econbiz.de/10003955979
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The ethical and policy implications of profiling "vulnarable" customers
Harrison, Paul; Gray, Charles - In: International journal of consumer studies 34 (2010) 4, pp. 437-442
Persistent link: https://www.econbiz.de/10003997197
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Endettement et marché du crédit aux particuliers : évolution et impact sur la situation financière des ménages
Duvivier, Romain; Didier, Noe͏̈l - In: Revue bancaire et financière 74 (2010) 6, pp. 334-344
Persistent link: https://www.econbiz.de/10008736044
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Evidence on the insurance effect of bankruptcy exemptions
Grant, Charles B. - In: Journal of banking & finance 34 (2010) 9, pp. 2247-2254
Persistent link: https://www.econbiz.de/10008746565
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Saving your home in chapter 13 bankruptcy
White, Michelle J.; Zhu, Ning N. - In: The journal of legal studies 39 (2010) 1, pp. 33-61
Persistent link: https://www.econbiz.de/10008839907
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Payday holiday : how households fare after payday credit bans
Morgan, Donald P. (contributor);  … - 2007
Persistent link: https://www.econbiz.de/10003589962
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Household debt and credit : economic issues and data problems
Bertola, Giuseppe; Hochgürtel, Stefan - In: Economic notes : economic review of Banca Monte dei … 36 (2007) 2, pp. 115-146
Persistent link: https://www.econbiz.de/10003607860
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Household loan growth in European countries : comparing the incomparable
Kask, Jana - In: Kroon & economy (2006) 2, pp. 14-21
Persistent link: https://www.econbiz.de/10003383534