Research is reported into 435 Canadian business corporations, and investigates their awareness and use of a range of banking services — in particular cash management services — discovering characteristics for differentiating the cash management services needs of different market segments.

During the mid-1970s standard regressions explaining the demand for money underwent a well-documented shift. This shift was largely attributed to the adoption of more sophisticated methods of cash management practices by firms. Specifically, techniques were developed that allowed firms to...

This paper empirically investigates whether individuals withhold a certain amount of cash for precautionary reasons at the point-of-sale (POS) in order to be able to cover future transactions that might have to be paid for in cash. Such behaviour is costly for consumers because it imposes...