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Demystifying Risk Management – Business & Growth Implications

KONDAMUDI, Bhavana Raj; SINDHU, Dr. - In: Economics and Applied Informatics (2013) 1, pp. 13-20

There is a misplaced notion that Risk Management and Business Development are at cross-roads, which is based on the premise that the Business Managers tend to compromise in certain areas of Risk Management in the interest of the business growth. But, in the larger interests of the Risk...

Persistent link: https://www.econbiz.de/10010755633

CEO Overconfidence and the Cost of Private Debt : Evidences from Bank Loan Contracting

Chen, Yehning - 2016

This paper studies whether banks charge higher or lower interest rates on loans to firms with overconfident CEOs. It establishes a theoretical model to show the relationship between the loan rate and overconfidence of the borrowing firm's CEO. It also conducts empirical analyses to test the...

Persistent link: https://www.econbiz.de/10012998312

The Impact of Board Gender on Bank Performance and Risk in Emerging Markets

Andries, Alin Marius - 2017

This paper investigates the impact of board diversity on the performance and risk of banks. We put an emphasis on identifying features of the board structure that could increase performance and lower the possible losses of banks. Using a unique, hand-collected dataset of 156 banks from Central...

Persistent link: https://www.econbiz.de/10012947178

Bank Relations and Borrower Corporate Governance and Incentive Structures

Gallimberti, Carlo Maria - 2017

This paper examines the use of governance and incentive mechanisms beyond loan contract provisions that borrowers use to reduce contracting costs with lenders. We show that as the strength of the relationship between a borrower and a lender intensifies over time, borrowing firms are more likely...

Persistent link: https://www.econbiz.de/10012948597

Internal Governance Mechanisms, Capital Regulation and Bank Performance

Ayadi, Nesrine - 2013

The aim of this paper is to analyze the combined effect of both internal and external mechanisms on the performance of thirty European banks. This research uses a technique of panel data over the period 2004 to 2009. The results show that banks conduct trade-offs between different governance...

Persistent link: https://www.econbiz.de/10014155156

Banking sector consolidation and corporate financial policies

Potì, Valerio; Wang, William - 2023

reliable post-merger banking relationship. The effect is stronger for firms that have more exclusive banking relationships … implications for how mergers in the banking sector affect financing choices of the corporate sector and connect the literature on … the banking sector structure to the literature on cash holdings and dynamic corporate finance …

Persistent link: https://www.econbiz.de/10014238123

Agency Meets Stability : The Effect of Corporate Governance and Capital Requirements on Bank Lending

Bosshardt, Joshua; Kakhbod, Ali; Sachdeva, Kunal - 2023

The conventional view is that capital requirements, those intended to reduce bank risks, can have a negative impact on bank lending. This paper reconsiders this view by studying the interaction between capital requirements and corporate governance. Our model highlights how capital requirements...

Persistent link: https://www.econbiz.de/10014254556

Kicking the Can Down the Road : Government Interventions in the European Banking Sector

Acharya, Viral V.; Borchert, Lea; Jager, Maximilian; … - 2020

We analyze the determinants and the long-run consequences of government interventions in the eurozone banking sector … sovereign debt and engage in zombie lending, resulting in weaker credit supply, elevated risk in the banking sector, and …

Persistent link: https://www.econbiz.de/10014111199

The European Banking Sector Through Turbulence Times (2005-2014)

Lazarides, Themistokles G. - 2017

that the European banking sector has taken two major shocks and these shocks have left their mark financially, structurally …, regulation, etc.) and its performance. The results also show that the European banking sector is not homogenized. There are …

Persistent link: https://www.econbiz.de/10014119425

The UBS-Credit Suisse Merger : Helvetia's Gift

Böni, Pascal; Kroencke, Tim-Alexander; Vasvari, Florin P. - 2023

The UBS- Credit Suisse (CS) merger in March 2023, one of the biggest banking unions in history, was an emergency rescue … deal engineered by Swiss authorities to avoid more market-shaking turmoil in global banking. The merger resulted in a …

Persistent link: https://www.econbiz.de/10014349670