' continuance intention in Southern Malaysia and to determine which element in the predictor variable that has more influence … survey to gather data. This study is conducted in the selected private organizations in the Southern Malaysia; namely the …

virtually with graphics, images, etc. Due to a lack of studies in developing countries like Malaysia, more studies are necessary … TAM constructs. To test the model, data were collected from 233 retail stores in Malaysia using a structured questionnaire …

delivery channels to promote greater financial inclusion in Malaysia. Financial inclusion is defined here not only as providing …. This note therefore considers the implications for financial inclusion of Malaysia's evolving retail payments landscape and … the country's potential to go beyond providing physical access to services. Malaysia has achieved remarkable progress in …