Showing 1 - 10 of 62,957
evaluation of banks, i.e., the measurement of the productivity and research results of previous authors’ studies of the European … total factor productivity index or SFA method, are increasingly being used to evaluate the productivity of banks and other …
Persistent link: https://www.econbiz.de/10012178843
We examine the contribution of incremental and radical innovations to total factor productivity (TFP) growth at the firm level. The first part of our analysis is dedicated to the determinants of innovation and reveals two different innovation regimes. On the one hand, radical innovations rely...
Persistent link: https://www.econbiz.de/10005407643
sources of efficiency and productivity of the foreign and domestic banks operating in the Malaysian banking sector. The … attributed to technological progress. The empirical findings suggest that both the domestic and foreign banks have exhibited …
Persistent link: https://www.econbiz.de/10010489798
To evaluate loan applicants, banks increasingly use credit scoring models. The objective of such models typically is to … multiperiod contracts for which reason it is important for banks not only to know if but also when a loan will default. In this …
Persistent link: https://www.econbiz.de/10010321296
To evaluate loan applicants, banks increasingly use credit scoring models. The objective of such models typically is to … multiperiod contracts for which reason it is important for banks not only to know if but also when a loan will default. In this …
Persistent link: https://www.econbiz.de/10011584224
To evaluate loan applicants, banks increasingly use credit scoring models. The objective of such models typically is to … multiperiod contracts for which reason it is important for banks not only to know if but also when a loan will default. In this … applicants with short survival times from those with long survivals. The bank’s loan provision process is shown to be ineffcient …
Persistent link: https://www.econbiz.de/10005649053
To evaluate loan applicants, banks use a large variety of systems. The objective of such credit scoring models … affective tool to separate applicants with short survival times from those with long survivals The bank´s loan provision process … time maximization. There is thus no trade-off between higher default risk and higher return in the policy of banks. …
Persistent link: https://www.econbiz.de/10005649480
sources of efficiency and productivity of the foreign and domestic banks operating in the Malaysian banking sector. The … attributed to technological progress. The empirical findings suggest that both the domestic and foreign banks have exhibited …
Persistent link: https://www.econbiz.de/10011559122
Credit unions differ in the types of financial services they offer to their members. This paper explicitly models this observed heterogeneity using a generalized model of endogenous ordered switching. Our approach captures the endogenous choice that credit unions make when adding new products to...
Persistent link: https://www.econbiz.de/10012991503
varies widely across banks but larger banks (in terms of total assets) tend to be more productive …
Persistent link: https://www.econbiz.de/10012705856