The information technologies presently used in companies are followed by a significant social and economic development, but they also imply, inevitably, the occurrence of several risks that need to be considered once approved. This study has for purpose the identification of the most important...

In theory, Internet-only banks should have low overhead expenses, and thus should be able to charge better prices (lower fees, higher deposit rates, lower loan rates) and still earn normal profits. To test this theory, this study compares the financial performance of 10 new Internet-only banks...

(WP28/02 Clave pdf) Commerce among firms through the Internet, the so-called B2B commerce, constitutes a newly developed area in which most theses are yet to be demonstrated. The value proposition for firms in B2B commerce suggests the creation of highly efficient markets, access to a larger...

Electronic Commerce ("eCommerce") is a concept for trade based upon products and services that are being marketed, contracted, and paid for over the Internet. Consequently, electronic commerce demands for the investment in computer systems, marketing, logistics and payments. <p> This paper will...</p>

This study presents the results of an empirical test of two hypotheses concerning the quality of a group of data processing patents on methods of doing business. The hypotheses are motivated by two frequently voiced criticisms of these patents: that their scope is overly broad and that they cite...

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The Internet is a powerful channel that presents new opportunities for touching customers, enriching products and services with information, squeezing out costs through process automation, and redesigning internal business processes through enhanced communication and knowledge sharing. In most...

Four years of EU membership has brought new opportunities and challenges for local companies and public administration in member countries. New small and medium companies (SMB) emerged in the neighboring regions cross over the former frontiers, there are new clusters using inter-regional...

Das Ziel des folgenden Papiers besteht darin, erstens die Ergebnisse der Fallstudien im Bereich Electronic Commerce in der Schweiz zusammenzufassen und zweitens, wichtige Lehren aus diesen „Case studies“ zu ziehen. Folgende wichtigste Lehren zur optimalen Praxis von E-Commerce lassen sich...