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has been associated with a rise in efficiency. Moreover, on average, larger banks and foreign-owned banks have become more … efficient, while smaller banks have become less efficient in the face of increased competitive pressures. …
Persistent link: https://www.econbiz.de/10005826275
This study investigates the relationship between production efficiency in financial intermediation and financial system size. The study predicts and tests for the existence of "systemic scale economies" (SSEs), whereby value-maximizing intermediaries operating in large systems are expected to...
Persistent link: https://www.econbiz.de/10005826361
The large holdings of government securities by banks in India draw attention to their risk as interest rates are at … management by banks. The main finding is that some public sector and old private banks are vulnerable to a reversal of the … interest rate cycle, while foreign and new private banks have built adequate defenses. In this regard, the paper makes a number …
Persistent link: https://www.econbiz.de/10005826476
This paper shows that the quality of banks within each country is one of the important factors that can account for the …
Persistent link: https://www.econbiz.de/10005826570
This paper generalizes a market-based indicator for financial sector surveillance using a multifactor latent structure in the determination of the default probabilities of an nth-todefault credit default swap (CDS) basket of large complex financial institutions (LCFIs). To estimate the...
Persistent link: https://www.econbiz.de/10005826610
We use bank level data to study the efficiency of banks in Sub-Saharan African middle-income countries and provide … possible explanations for the difference in the efficiency levels of banks. We find that banks, on average, could save 20 …-30 percent of their total costs if they were operating efficiently, and that foreign banks are more efficient than public banks …
Persistent link: https://www.econbiz.de/10005826655
-bank variation in these elements—that is, not all banks were hurt equally by macroeconomic shocks. Furthermore, using panel data … estimation for the 1998–2001 period, we find that depositors were able to distinguish high- from low-risk banks, and that … individual banks’ exposure to currency and government default risk depended on bank fundamentals and other characteristics. Thus …
Persistent link: https://www.econbiz.de/10005826664
banks in 14 emerging market countries. Results show it can predict a bank's credit deterioration up to nine months in …
Persistent link: https://www.econbiz.de/10005826670
Persistent link: https://www.econbiz.de/10005828362
Clearly, a new agenda is emerging for private international banks. Political issues such as human rights seem to be a … current concern. But what about democracy? What about political regimes? Are they taken into account by private banks when … they decide whether to invest in a country? Put another way, do private banks have democratic political preferences? In …
Persistent link: https://www.econbiz.de/10005835711