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This paper estimates a household saving rate equation for India and the Republic of Korea using longterm time series … data for the 1975-2010 period, focusing in particular on the impact of the premarital sex ratio on the household saving … to females) has a significant impact on the household saving rate in both India and the Republic of Korea, even after …
Persistent link: https://www.econbiz.de/10011579569
This report summarises key stylised facts from the first wave of the Eurosystem Household Finance and Consumption … Survey, which provides household-level data collected in a harmonised way in 15 euro area countries for a sample of more than … 62,000 households. The report presents results on household assets and liabilities, income, and indicators of consumption …
Persistent link: https://www.econbiz.de/10011664034
financial education has not featured on German school curricula to date. Besides, Germany has not yet participated in the …
Persistent link: https://www.econbiz.de/10012060910
Institutions often offer a menu of contracts to consumers in an attempt to create a separating equilibrium that reveals borrower types and provides better pricing. We test the effectiveness of a specific set of contracts in the mortgage market: mortgage points. Points allow borrowers to exchange...
Persistent link: https://www.econbiz.de/10011962222
hypothesis, which is undoubtedly the most widely used theoretical model of household behavior in economics, and then survey the … literature on household saving behavior in Japan (with emphasis on the author's own past research) to shed light on whether or …
Persistent link: https://www.econbiz.de/10012195738
A number of studies show that there is a link between social comparison and high levels of household debt. However, the …
Persistent link: https://www.econbiz.de/10012139578
level. Using the first wave of the Eurosystem Household Finance and Consumption Survey data, the analysis sheds light on …This paper examines the impact of income inequality on consumption-related household indebtedness at the household …-related household indebtedness in a small sample of countries. We further employ a multilevel regression model to also take country …
Persistent link: https://www.econbiz.de/10012153847
theory and raised questions about household saving behaviors in the country. Using constructed pseudo-panel data sets from … the Thai Household Socioeconomic Surveys from 1992 to 2011, this paper estimates the intensity of the precautionary saving … those with a high education level exhibit high prudence, indicating the high income uncertainty faced by these groups in the …
Persistent link: https://www.econbiz.de/10012198435
We show how to use panel data on household consumption to directly estimate households’ risk preferences. Specifically … preferences are unrelated to wealth or other characteristics. The heterogeneity matters for policy: Although the average household … worse off by several percent of household consumption. …
Persistent link: https://www.econbiz.de/10011757115
One important pillar in the debate about energy-saving measures addresses energy conservation. In this paper, we focus on the deployment of advanced metering infrastructure to reduce the impact of limited information and bounded rationality of consumers. For California, we empirically analyze...
Persistent link: https://www.econbiz.de/10011750197