This paper studies the direct impact of households' debt on consumption over the business cycle. We use household …

and that high-cost loans are likely used to finance impulse spending or function as a way to prolong a credit …

How does income inequality impact the propensity for and levels of formal and informal household debt? This paper … as well as a zero-inflated Poisson model are employed, and inequality is measured by a household relative deprivation … small-scale ventures and household financial security and a keeping-up effect- through hire purchase of furniture and …

This report summarises the methodologies used in the fourth wave of the Eurosystem Household Finance and Consumption … Survey, which provides household-level data collected in a harmonised way in all 19 euro area countries, as well as in the …

This report summarises the stylized facts from the fourth wave of the Eurosystem Household Finance and Consumption … Survey, which provides household-level data collected in a harmonised way in all 19 euro area countries, as well as in the … household assets and liabilities, income, and indicators of consumption and credit constraints. …

China's urban household saving rate has increased markedly since the mid-1990s, accompanied by a dramatic increase in … the reform increased household saving rates during the reform period (1998-2001) by shifting the cost of housing services … from the state to households. We also provide evidence that suggests that the 1998 housing reform affects household saving …

sample of 49,621 households drawn from the China Household Finance Survey, 2011, 2013, 2015 and 2017. The effect of risk …This paper examines the relationship between the head of household’s risk tolerance and household debt in China for a … tolerance on both the decision to hold and the amount of total household debt, housing debt and non-housing debt held is …

The first part of this paper provides a brief survey of the recent literature that employs survey data on household … finance and consumption. Given the breadth of the topic, it focuses on issues that are particularly relevant for policy …, namely: i) wealth effects on consumption, ii) housing prices and household indebtedness, iii) retirement income, consumption …

socioeconomic characteristics of households, such as income and wealth, household size, the age, education level and tenure of …The paper uses data from the household survey conducted by the Bank of Greece in 2007 and investigates how various … employment of the household head, are related with the probability of having a loan, the distribution of the financial stress as …