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We develop a model where a genetic test reveals whether an individual has a low or high probability of developing a disease. A costly prevention effort allows high-risk agents to decrease this probability. Agents are not obliged to take the test, but must disclose its results to insurers, and...
Persistent link: https://www.econbiz.de/10011083355
We develop a model where a genetic test reveals whether an individual has a low or high probability of developing a disease. A costly prevention effort allows high-risk agents to decrease this probability. Agents are not obliged to take the test, but must disclose its results to insurers, and...
Persistent link: https://www.econbiz.de/10010763907
We develop a model where a genetic test reveals whether an individual has a low or high probability of developing a disease. Testing is not mandatory, but agents have to reveal their test results to the insurers, facing a discrimination risk. A costly prevention effort allows agents with a...
Persistent link: https://www.econbiz.de/10010870845
We develop a theoretical analysis of two widely used regulations of genetic tests, disclosure duty and consent law, and we run several experiments in order to shed light on both the take-up rate of genetic testing and on the comparison of policy-holders’ welfare under the two regulations....
Persistent link: https://www.econbiz.de/10011098126
We develop a theoretical analysis of two widely used regulations of genetic tests, disclosure duty and consent law, and we run several experiments in order to shed light on both the take-up rate of genetic testing and on the comparison of policyholders’ welfare under the two regulations....
Persistent link: https://www.econbiz.de/10011082825
We develop a theoretical analysis of two widely used regulations of genetic tests, disclosure duty and consent law, and we run several experiments in order to shed light on both the take-up rate of genetic testing and on the comparison of policyholders' welfare under the two regulations....
Persistent link: https://www.econbiz.de/10010435785
We develop a theoretical analysis of two widely used regulations of genetic tests, disclosure duty and consent law, and we run several experiments in order to shed light on both the take-up rate of genetic testing and on the comparison of policyholders' welfare under the two regulations....
Persistent link: https://www.econbiz.de/10010433974
Persistent link: https://www.econbiz.de/10012182158
We compare the alternative approaches for regulating genetic information in the health insurance market when prevention measures are available. In the model, firms offer insurance contracts to consumers who are initially uninformed of their risk type but can obtain such information by performing...
Persistent link: https://www.econbiz.de/10005518884
We investigate under which conditions it is possible to infer the evolution of poverty at the individual level from the knowledge of poverty among households. The analysis is based on a reduced household model (Peluso and Trannoy 2007) and provides results in terms of preservation of poverty...
Persistent link: https://www.econbiz.de/10005187667