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Cross-country integration of banking in Europe typically has been analyzed from the perspective of particular markets …
Persistent link: https://www.econbiz.de/10014142799
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Efficiency and Competition in Chinese Banking gives a comprehensive analysis of the industry, including cost, technical …, profit, and revenue efficiency. The Chinese banking industry is of global importance. The book estimates the competitive … investigates the impact of competition on efficiency in Chinese banking while controlling for comprehensive determinants of bank …
Persistent link: https://www.econbiz.de/10011520765
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Due to the current lockdown and restrictions related to the COVID-19 pandemic, U.S. commercial and domestic banks are facing cashflow and financial difficulties. This has led to many vulnerable customers losing their source of income. In this paper, we test whether U.S. commercial and domestic...
Persistent link: https://www.econbiz.de/10013323601
This paper introduces a model for stress testing of probability of default of individuals. The model rests on assumption that the individual defaults if his savings fall below zero. The probability of default is then described as a function of several macroeconomic indicators such as wages,...
Persistent link: https://www.econbiz.de/10010322243
This paper analyzes credit risk transfer in banking. Specifically, we model loan sales and loan insurance (e.g. credit … presence of moral hazard and relationship banking costs of loan sales. Finally, we show that a poorly capitalized bank may be …
Persistent link: https://www.econbiz.de/10011940745
We analyze the effect of counterparty risk on insurance contracts using the case of credit risk transfer in banking. In …
Persistent link: https://www.econbiz.de/10011940750
Financial inclusion is the broad based delivery of banking and other financial services at affordable cost to the … banking services to maximum number of people is unsuccessful as a poverty reduction strategy. As a poverty reduction strategy …
Persistent link: https://www.econbiz.de/10010269187