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Nonprofit banks in the U.S. are primarily organized as credit unions (CUs) and have grown steadily over the last two decades, increasing their share of total lending to U.S. households. This paper studies the economic effects of banking with CUs using consumer credit report data merged to...
Persistent link: https://www.econbiz.de/10013405679
the determinants of bank risk-taking still remains limited and the evidence is conflicting. Most studies concentrate on US … some light on the determinants of bank risk-taking and analyse its relationship with capital and efficiency in Japanese …
Persistent link: https://www.econbiz.de/10013149718
Dieser Aufsatz dient dem Versuch, ein konsistentes wirtschaftspolitisches Bewertungsverfahren zur Analyse der Leistungsfähigkeit der genossenschaftlichen Bankunternehmung zu entwickeln. Dafür wird das auf linearer Programmierung beruhende Schätzverfahren "Data Envelopment Analysis (DEA)"...
Persistent link: https://www.econbiz.de/10003246043
Persistent link: https://www.econbiz.de/10010504930
ist, entsprechende Verfahren einzuführen. Voraussetzung dafür ist allerdings, dass die Thematik seitens der Bank offensiv … abarbeitet und umsetzt. Implizit wird zugleich aber auch deutlich, dass derartige Projekte der betroffenen Bank leichter fallen …
Persistent link: https://www.econbiz.de/10010297036
Dieser Aufsatz dient dem Versuch, ein konsistentes wirtschaftspolitisches Bewertungsverfahrenzur Analyse der Leistungsfähigkeit der genossenschaftlichen Bankunternehmung zuentwickeln. Dafür wird das auf linearer Programmierung beruhende Schätzverfahren "DataEnvelopment Analysis (DEA)"...
Persistent link: https://www.econbiz.de/10005868471
comparatively cheap deposits of bank's liabilities but among other factors especially by the size of the bank. In our empirical … finding of a strong influence of bank size on funding costs is also in an in international context of great interest as … mergers among small local banks - the key driver of bank growth - are a recent phenomenon not only in European banking that is …
Persistent link: https://www.econbiz.de/10003783090
are even larger for cooperative banks than for public banks. -- financially distressed firms ; bank lending ; public banks …
Persistent link: https://www.econbiz.de/10003893124
Microfinance is typically associated with joint liability of group members. However, a large part of microfinance institutions rather offers individual instead of group loans. We analyze the incentive mechanisms in both individual and group contracts. Moreover, we show that microfinance...
Persistent link: https://www.econbiz.de/10003935668
Microfinance is typically associated with joint liability of group members. However, a large part of microfinance institutions rather offers individual instead of group loans. We analyze the incentive mechanisms in both individual and group contracts. Moreover, we show that microfinance...
Persistent link: https://www.econbiz.de/10003951673